About US
Working With Us
Client Experience
Many firms and robo-advisors rely on basic formulas, using age and a short risk quiz to guide asset allocation. But building a truly effective strategy requires a deeper understanding of your entire financial picture. Not just for public markets; but also crypto, private markets, private debt and alternative assets.
For many investors, the uncertainty of transitioning to retirement and figuring out future income can be overwhelming. That’s why having a clear, simple retirement plan can make all the difference, helping you feel secure about what lies ahead. Our financial advisory services include personalized retirement planning at no additional cost, ensuring you’re prepared for your next chapter.
I take the time to get to know you—your goals, your challenges, and your financial picture as a whole—so we can create a plan that fits your needs and align it with an investment strategy that supports your success.
From the moment you sit down with Joe, we will begin getting to know you and shaping our relationship with you. Our process helps us customize this relationship for your needs.
1. The Interview Process: Getting to know you, your preferences, goals, and experiences. Understanding your entire financial picture helps us better serve your needs.
2. Risk Tolerance Questionnaire: Understanding your comfort level with short-term market risk and generating a risk score.
3. Balancing Longevity Risk: We use a Monte Carlo simulation to stress test your portfolio’s long-term performance under different market conditions.
4. Recommendation: We create and present an investment portfolio based on the information we’ve obtained throughout the process. The goal is to balance your risk tolerance with your longevity risk to optimize the success of your plan. We may make some changes based on your feedback and preferences before settling on the right plan.
5. Implementation: Once you feel comfortable with your investment plan, we will prepare your accounts and implement the allocation.
6. Review and Update: We’ll reach out to you frequently to discuss changes we’re making to the investments in your portfolio and our forward-looking expectations. Once a year, we ask you to spend a little more time with us to make sure we are still on track to meet your goals and make sure we adjust your portfolio if your circumstances change.
My Purpose
A Brief History
Joe Anderson is the Owner and Chief Executive Officer of Profectus Asset Management, LLC. A seasoned financial advisor with a track record of success, Joe began his career in 2010 at Northwestern Mutual in 2011, laying the groundwork for his future in wealth management. After gaining valuable experience in a top-tier financial institution, Joe transitioned to the independent advisory channel in 2013, seeking greater flexibility to tailor client-centric strategies. By 2015, he had further expanded his capabilities as a portfolio manager, honing his expertise in constructing diversified portfolios and delivering high-caliber advisory services.
Over the course of his career, Joe has managed money for other financial advisors across the country, supervised hundreds of millions in retirement plans for small businesses, and overseen more than a billion dollars in private client assets. His commitment to personalized financial planning, along with a forward-looking investment approach, has earned him the trust of a wide range of clientele—from high-net-worth individuals to small business owners.
At Profectus Asset Management, LLC, Joe continues to focus on delivering customized solutions that help his clients thrive, guided by a strong sense of fiduciary responsibility and an unwavering dedication to client success.
Tailored Investment Portfolio
Feeling a little stressed about retirement? Learn how Perfectus Asset Management can help you plan for confidence.
You can book online or call our office at (636)630-1819 .